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Small Business Administration and Treasury Department Release PPP Loan Forgiveness Application

Nina Renee Nina Renee        May 20, 2020

The Small Business Administration has released the Paycheck Protection Program (PPP) Loan Forgiveness Application. As you know, small business owners may apply to have up to 100% of their loan forgiven.  The application sheds some light and provides guidance on the detailed calculations to determine forgiveness amounts. It also tells you what must be submitted […]

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What Issues Should I Consider During A Recession or Market Correction?

Nicole Vullo Nicole Vullo        May 14, 2020

During these uncertain times, many individuals are unsure about how the financial markets will play out and are left not knowing how their personal and business finances will be affected. As part of our Foresight Roosevelt Wealth Management alliance, Roosevelt Investments put together a comprehensive checklist titled, “What Issues Should I Consider During A Recession […]

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How to Successfully Manage Your Human Resources Operations During COVID-19

Nicole Vullo Nicole Vullo        May 12, 2020

Foresight’s Stephanie Ramsey recently chatted with American Funeral Director, to give some thoughts about common HR questions employers are asking surrounding this pandemic. We have posted and linked the interview below: Human Resources During COVID-19 By Patti Martin Bartsche, American Funeral Director Editor’s Note: This information is up to date as of press time. Because […]

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Preparing for Uncertain Times

Chris Cruger Chris Cruger        April 28, 2020

In these totally uncharted waters we are all facing, it is imperative that we all plan for our future. It essentially boils down to three simple rules – Accept the things we cannot change Change the things we can Create a plan that maximizes your opportunity for success Accept the things we cannot change As […]

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Maximizing Your Loan Forgiveness in the Paycheck Protection Program

Nicole Vullo Nicole Vullo        April 24, 2020

Many small business owners have already applied for a Paycheck Protection Program (PPP) loan. The PPP was created as a way for businesses to be able to keep employees on payroll. Some borrowers have already received their funding. Although you may have already received your PPP loan, there are still some vital considerations to focus […]

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Congress passes another $484 billion stimulus package

Chris Cruger Chris Cruger        April 24, 2020

$370 billion to replenish SBA’s Paycheck Protection Program and the Economic Injury Disaster Loan Program Congress moved quickly to pass legislation that appropriates an additional $484 million to continue to finance the Small Business Administration’s (SBA) Paycheck Protection Program (PPP) and the Economic Injury Disaster Loan Program (EIDL), along with several other initiatives aimed to mitigate […]

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Good News! Stimulus Money Received

Nina Renee Nina Renee        April 21, 2020

Despite having been told that all of the funds from the Economic Injury Disaster Loan (EIDL) funding has been depleted, one our clients was thrilled to find $7,000 had been deposited into his bank account this morning.  The funds were received as part of the option to receive up to $10,000 when applying for the […]

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Economic Injury Disaster Loan and Emergency Advance Update

Dan Isard Dan Isard        April 20, 2020

In response to the Coronavirus (COVID-19) pandemic, small funeral home, cemetery and other business owners are eligible to apply for an Economic Injury Disaster Loan and Emergency Advance or Grant. Summary The SBA’s Economic Injury Disaster Loans offer up to $2 million to any business that qualifies. These loans may be used to pay fixed […]

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The SBA has officially run out of money for CARES Act Relief Programs!

Nina Renee Nina Renee        April 16, 2020

The Small Business Administration’s Paycheck Protection Program and the Economic Injury Disaster Loan Program have officially run out of money.  By law, the SBA may not issue new loan approvals once the programs experience a lapse in appropriations.  Currently, the SBA is unable to accept any new applications for the Paycheck Protection Program or the […]

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How to Qualify for an Exemption from the Families First Coronavirus Response Act

Nina Renee Nina Renee        April 15, 2020

The Department of Labor (DOL) has issued rules that exempt employers with fewer than 50 employees (“small business”) from its requirements if compliance would jeopardize “the viability of the employer’s business as a going concern.” The ruling states that an “authorized officer of the business” must determine whether the business meets the criteria for an […]

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